Understanding AI credits
AI credits pay for image generation and AI image editing. Every plan includes a monthly allowance that resets on your billing date; paid plans can add top-up packs. The credits button in the editor header shows your balance.
Last updated Aug 29, 2026
What uses credits
- Generating an image with Tribe AI, at the cost shown next to the model;
No backgroundoption adds the background-removal cost. - Magic Edit's AI operations: Remove BG, Expand, Retouch, Magic erase, Angle, Lighting, Split into layers.
- Generating element images, and the frames drawn when you click Generate shots in a project started from an idea.
Where credits come from
Each plan includes a monthly allowance (the amounts are on the pricing page). Monthly credits reset on your billing date and do not roll over. Paid plans can buy top-up packs, which don't expire while the paid plan is active. On Studio, credits are pooled per seat for the whole workspace, and a workspace project always spends the workspace's pool, never your personal credits.
Seeing your balance
You can see your balance in three places: the credits button in the editor header (AI credits. Click to get more.), the bottom of the Tribe AI panel (Credits: 1,240), and Settings › Billing › AI credits. Billing also shows the workspace pool and when it renews. Your AI history shows the credits each generation used.
Running out
When a generation would cost more than you have, the app stops and offers the way forward: upgrade plans and top-ups, or for a workspace, the workspace owner can top up. Nothing else in the app is blocked; you can keep drawing, writing and exporting.
Common questions
- What are credits used for?FAQ
- How many credits come with my plan?FAQ
- When do my monthly credits reset?FAQ
- Do credits roll over?FAQ
- Do credits expire?FAQ
- In what order are credits used?FAQ
- What happens if I use all my monthly credits?FAQ
- How do I get more AI credits?FAQ
- What happens to my credits if I cancel my paid plan?FAQ
- What happens to my credits if I delete my account?FAQ
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