Understanding AI credits
AI credits pay for image generation and AI image editing. Every plan includes a monthly allowance that resets on your billing date; paid plans can add top-up packs. The chip in the editor header shows your balance.
Last updated Aug 29, 2026
What uses credits
- Generating an image with Tribe AI, at the cost shown next to the model;
No backgroundoption adds the background-removal cost. - Magic Edit's AI operations: Remove BG, Expand, Retouch, Magic erase, Angle, Lighting, Split into layers.
- Generating element images and the frames the AI start draws with Generate shots.
Where credits come from
Each plan includes a monthly allowance (the amounts are on the pricing page). Monthly credits reset on your billing date and do not roll over. Paid plans can buy top-up packs, which don't expire while the paid plan is active. On Studio, credits are pooled per seat for the whole workspace, and a workspace project always spends the workspace's pool, never your personal credits.
Seeing your balance
The coin chip in the editor header (AI credits. Click to get more.), the Tribe AI footer (Credits: 1,240), and Settings › Billing › AI credits, which also shows the workspace pool with its renewal date. Your AI history records the credits each generation used.
Running out
When a generation would cost more than you have, the app stops and offers the way forward: upgrade plans and top-ups, or for a workspace, the workspace owner can top up. Nothing else in the app is blocked; you can keep drawing, writing and exporting.
Common questions
- What are credits used for?FAQ
- How many credits come with my plan?FAQ
- When do my monthly credits reset?FAQ
- Do credits roll over?FAQ
- Do credits expire?FAQ
- In what order are credits used?FAQ
- What happens if I use all my monthly credits?FAQ
- How do I get more AI credits?FAQ
- What happens to my credits if I cancel my paid plan?FAQ
- What happens to my credits if I delete my account?FAQ
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